Army decides to relocate units to other posts in troop increase

By KEVIN HOWE
Herald Staff Writer
Article Last Updated: 12/20/2007 09:06:10 AM PST

Fort Hunter Liggett in southern Monterey County is out of the running as an active Army brigade base.

The Army on Wednesday announced 19 decisions involving stationing troops to meet President Bush’s plan to increase Army troop strength by 74,200 soldiers, including the stationing of six new infantry brigade combat teams, eight support brigades and other smaller combat support units.

Fort Hunter Liggett had been considered as a possible site for such a brigade, but the Army has decided to station the new brigades at other posts, according to Army spokesman Maj. Thomas McCuin at the Pentagon.

The Army will relocate the 1st Armored Division from Germany to Fort Bliss, Texas, and the 1st Infantry Division from Germany to Fort Riley, Kan., and Fort Knox, Ky., by September 2011.

8 units activated|

The Army currently has 42 active brigade combat teams, which will increase to 48 such teams stationed at Fort Carson, Colo., Fort Bliss, Fort Stewart, Ga., and White Sands Missile Range, N.M.

The Army will also activate eight support brigades and restation two others at Fort Hood, Texas; Schofield Barracks, Hawaii; Fort Leonard Wood, Mo.; Fort Bliss; Fort Richardson, Alaska; Fort Lewis, Wash.; Fort Polk, La.; and Fort Drum, N.Y.

The Army will also station approximately 30,000 soldiers in combat support and combat service support units throughout the United States as well as various overseas locations, McCuin said.

Combat training center Fort Hunter Liggett will become the first of four combat support training centers to teach combat skills to reserve soldiers during their three-week annual active duty obligation, including weapons training, familiarization and qualification firing. Others are planned at Fort Dix, N.J.; Fort McCoy, Wis.; and a site to be named.
Last month, the Army Reserve broke ground on a new headquarters building at Fort Hunter Liggett for the 91st Operations Group, which will operate the combat support training center.
Kevin Howe can be reached at 646-4416 or khowe@montereyherald.com.

Oak Shores Realty
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Price Reductions in Oak Shores. Don’t miss out on these great values!!!!!

2577 Oak Shores Drive, Bradley, CA
Approx. Acres: 0.154
List Price: $105,000
MLS# #134758

An easy build should be expected on this nicely sloping lot in Oak Shores at Lake Nacimiento.  It’s just a short distance to the pool and main marina.  A short walk in the other direction will take you to the miniature golf course.  Priced to sell!

Oak Shores Realty
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Join us for our New Year’s Eve celebration! The Oak Shores Potluck and Dance Party will be held on Monday, December 31 from 7:00pm until midnight at the Oak Shores Clubhouse! The cost will be $10 per person, and the bar opens at 6:45pm. Please come in “Dressy Casual” attire.

50/50 Raffle proceeds will be going to our local fire department.

Come out and enjoy a wonderful evening! Please bring an appetizer or dessert to share!

Please RSVP to Janice at 472-9404, Nancy at 472-2258, or Sue at 472-2015.

Oak Shores Realty
www.OakShoresRealty.com

You’re invited to the Christmas Party Potluck! Please join us on Saturday, December 15th at 5:00pm at the Oak Shores Clubhouse. Please bring your favorite Italian themed dish to share!

We will be holding a 50/50 Raffle, and there will be an Adult Beverage Bar for all the adults. Enjoy music and caroling, a gift boutique, and the “Logos” fashion show! And of course, it wouldn’t be a Christmas party without Santa!

We will have a Toys for Tots bin set up for donating unwrapped presents to local children in need.

Please RSVP to the Oak Shores Office at 805-472-2233.

See you there!

Oak Shores Realty
www.OakShoresRealty.com

2475 Captains Walk, Bradley, CA
Approx. Acres: 0.115
List Price: $98,000
MLS#: 137327

Enjoy gorgeous mountain views from this gem of a lot. Build the home of your dreams at Lake Nacimiento! Enjoy both lakes with Lake San Antonio just a few miles away!

Click Here for More Information and Photos

If you know anyone who would like more information, or who would like an exclusive showing, please have them call or e-mail me.

I look forward to hearing from you.

“The above mentioned property(ies) may not be listed by the agent/office presenting this email. Information is deemed reliable, but has not been verified.”

Oak Shores Realty
www.OakShoresRealty.com

Oak Leaves News
December 2007

Read about our very own agent Leona Young in the December issue of Oak Leaves!
Click here to read the December issue of Oak Leaves

Oak Shores Realty
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Happy Holidays everyone ! Last month we talked about understanding what options your loan professional has presented to you. Ensuring that you choose the right option for your situation is the key to getting what meets your needs. Sometimes we’re not presented with as many options that we would like because our current financial situation does not meet the requirements of a particular category.

The “A Paper” category is what many advertising and marketing are based on. You see those signs advertising interest rates all over the place. Have you ever read the small print? If you haven’t, it tells you that you have to meet “A paper” requirements to get that great rate or payment. This category is really for those of us that have excellent credit and also have the income and assets to qualify you as a preferred client, according to the mortgage banking system. The “A Paper” client has the most choices in loan types.

The “B Paper” or “Alt A” category is a client who has excellent credit, but lacks somewhere is their income, assets, employment history or credit history to qualify for preferred loan terms.

The “C Paper” category is a client who has good credit and may have some blemishes on their credit history or no credit history at all. Clients in this category can usually get a loan, but the terms aren’t really negotiable, since the loan choices are limited.

The final category is called “D Paper”. This category is pretty much the most undesirable by mortgage banks, but there are banks that will give a loan to a client if the client is willing to agree with the very limited loan options. These days it’s virtually impossible to get a loan if you fit in this category unless you’re willing to accept unreasonable terms by the lender. This is the reason there are so many foreclosures today. Think twice about these loans and seek the advice from a reputable professional.

Understanding where you stand based on your credit score will help you to better understand why you were presented with your number of loans options and loan types. Now that you have some of the information to make an educated decision, you should also know about “Pre Payment Penalties”. These penalties are directly tied to your credit classification. An “A Paper” client would probably have the option of not having a penalty. A “B Paper” to “D Paper” client would not have this option. This client would almost always have a “Pre Payment Penalty”. This penalty is in place to keep you in a loan for a minimum amount of time (2+ years) so that the mortgage banks can make interest on your loan before you decide to re-finance their loan for a new one. Let’s face it…banks are in the business of making money and this is one of the ways that they do.

The next step in the loan process is approving one of those loan choices and giving the OK to your mortgage professional to move forward. Once you have done so, the real works begin. We’re just getting started and we’ll cover the process that your mortgage professional takes to get your loan to the close stage.

These days we have a lot of choices and the best way to learn about these choices is to ask your loan professional. My team of professionals and Real Estate partners can assist you or answer any questions that you have regarding home purchase, refinance or foreclosure. We are well versed in all aspects of these topics and best of all…we’re local.

We’re not finished yet. We’ll continue with the loan process next month. Remember…This is the time to buy!

Selwyn Jamurath is Branch President with GC Financial Services, 200 Broadway Suite 84 King City, CA 93930, (831) 385-7848 x119, www.selwynassociates.com or sjamurath@sbcglobal.net