8769 Deer Trail Court, Bradley, CA
Approx. Acres: 0.297
List Price: $245,000
MLS#: 138555

One of the largest lots available in Oak Shores Community. Build a dream vacation home on this Oak tree studded lot. This spacious lot has views of the Cantinas, Terra Redonda and possible lake views from a second story home! Blue prints and Engineering report are ready to go get your permit and start building!

Click Here for More Information and Photos for This Listing!

If you know anyone who would like more information, or who would like an exclusive showing, please have them call or e-mail me.
I look forward to hearing from you.

“The above mentioned property(ies) may not be listed by the agent/office presenting this email. Information is deemed reliable, but has not been verified.”

Oak Shores Realty
www.OakShoresRealty.com

2677 Pine Ridge Road, Bradley, CA
Approx. Acres: 0.237
List Price: $154,900
MLS#: 138414

Build the home of your dreams on this gem of a lot. Enjoy lake living, beautiful mountain views and starry nights from this large buildable lot!

Click Here for More Information and Photos for This Listing!

If you know anyone who would like more information, or who would like an exclusive showing, please have them call or e-mail me.
I look forward to hearing from you.

“The above mentioned property(ies) may not be listed by the agent/office presenting this email. Information is deemed reliable, but has not been verified.”

Oak Shores Realty
www.OakShoresRealty.com

2622 Crows Nest Loop, Bradley, CA
Approx. Acres: 0.150
List Price: $129,000
MLS#: 138302

Nice lot on top of Oak Shores with expansive views. Lot needs some dirt work to make it work.

Click Here for More Information and Photos for This Listing!

If you know anyone who would like more information, or who would like an exclusive showing, please have them call or e-mail me.
I look forward to hearing from you.

“The above mentioned property(ies) may not be listed by the agent/office presenting this email. Information is deemed reliable, but has not been verified.”

Oak Shores Realty
www.OakShoresRealty.com

Happy New Year everyone! We’re off to a wonderful start in 2008 and there are still great buys on the market. Take advantage of it while it lasts! It will not be around forever.

Last month, we talked about what the different credit tiers mean for you and what makes you eligible or ineligible for a certain type of loan. We’re now going to talk about what the next steps are in the loan process.

The next step, once you understand why you are eligible for the type of loan choices that are presented to you, is to give the approval to move forward with the loan.

One of the first thing that happened at this point is the Preliminary Title report is ordered. This report tells the loan professional many things about your existing property (Refinance) or the property to be purchased. It tells us if there are any liens on the property which may prevent the loan from proceeding. If there are liens on the property, then they have to be taken care of prior to proceeding with your loan. The Title report also tells us who holds title on the property and gives us a legal description of the property.

Once the Preliminary Title report is received by your loan agent, then they will order your appraisal. This is an essential element of the loan process. The appraiser is a state licensed individual who will determine the value of the property based on many factors such as age, condition, improvements, size and comparable properties which have sold in the immediate area. This is one of the factors that the bank will use to determine if it makes sense to lend you the money that you’re asking for.

Once the appraisal is received by your loan professional, it is then sent to the bank for an appraisal review. An appraisal review is when the bank also does their homework on the property to determine if the appraisal is valid. It’s like a double check of the value.

If the appraisal checks out, then the bank will issue a conditional approval. Sometimes this is issued before the appraisal. This conditional approval pretty much says that you are approved, but there are a few things that we (the bank) will need to close your loan. It’s sort of a good faith gesture by the bank to let you know that they will work with you.

These days we have a lot of choices and the best way to learn about these choices is to ask your loan professional. My team of professionals and Real Estate partners can assist you and answer any questions that you have regarding home purchase, refinance or foreclosure. We are well versed in all aspects of these topics and best of all…we’re local.

We’re not finished yet. We’ll continue with the loan process next month. We will talk about how to meet the conditions on your new loan approval to close your loan. Remember…This is the time to buy!

Selwyn Jamurath is Branch President with GC Financial Services
200 Broadway Suite 84
King City, CA 93930
Phone: (831) 385-7848 x119

www.selwynassociates.com

sjamurath@sbcglobal.net

Interlake Road, Bradley, CA
Approx. Acres: 10.14
List Price: $299,000
MLS#137307

Beautifull 10+ acre lot between both Lake Nacimiento and Lake San Antonio.

If you know anyone who would like more information, or who would like an exclusive showing, please have them call or e-mail me.  I look forward to hearing from you.

Oak Shores Realty
www.OakShoresRealty.com

“The above mentioned property(ies) may not be listed by the agent/office presenting this email. Information is deemed reliable, but has not been verified.”

Interlake Road,  Bradley, CA
Approx. Acres: 12.1
List Price: $299,000
MLS# 137309

Beautiful 12 acre lot with fantastic possibilities for large family lake home or vacation getaway. Plenty of room for all your hobbies. Located just minutes from both Lake Nacimiento and San Antonio Lake.

If you know anyone who would like more information, or who would like an exclusive showing, please have them call or e-mail me.  I look forward to hearing from you.

Oak Shores Realty
www.OakShoresRealty.com

“The above mentioned property(ies) may not be listed by the agent/office presenting this email. Information is deemed reliable, but has not been verified.”

2753  Oak Shores Drive, Bradley, CA
Approx. Sq. Ft: 1,340
Bedrooms: 3  Bathrooms: 2
List Price: $349,000
MLS# 123103

Lowest priced 3 bedroom home at Oak Shores! Opportunity Knocks, This Great Vacation Lake Home is Priced Under Market! ALL NEW Carpet, Vinyl, Paint inside & out, tons of storage, central vac system & newer appliances. Turn key, ready for you to enjoy. Less than 1/2 mile to Marina & west ramp!

If you know anyone who would like more information, or who would like an exclusive showing, please have them call or e-mail me.  I look forward to hearing from you.

Oak Shores Realty
www.OakShoresRealty.com

“The above mentioned property(ies) may not be listed by the agent/office presenting this email. Information is deemed reliable, but has not been verified.”

2517 Captains Walk, Bradley, CA
Approx. Acres: 0.135
List Price: $79,000
MLS#116194

Nearly-level building site that is surrounded on 2 sides with greenbelt in Oak Shores at Lake Nacimiento. Enjoy the beautiful mountain & valley views from this private setting approximately 106′ of street frontage on a cul-de-sac/loop street.

If you know anyone who would like more information, or who would like an exclusive showing, please have them call or e-mail me.  I look forward to hearing from you.

Oak Shores Realty
www.OakShoresRealty.com

“The above mentioned property(ies) may not be listed by the agent/office presenting this email. Information is deemed reliable, but has not been verified.”

Angus #4, Paso Robles, CA
Approx. Acres.: 116
List Price: $1,000,000
MLS#: 137492

Approx. 3,000 – 4,000 sq. ft. of lake frontage, plus several outstanding building site by the water’s edge. Beautiful open meadows & heavily wooded. Truly a pristine setting and like all the property within this ranch, there is abundant wildlife.

If you know anyone who would like more information, or who would like an exclusive showing, please have them call or e-mail me. I look forward to hearing from you.

Oak Shores Realty
www.OakShoresRealty.com

“The above mentioned property(ies) may not be listed by the agent/office presenting this email. Information is deemed reliable, but has not been verified.”

Angus #3, Paso Robles, CA
Approx. Acres.: 54
List Price: $1,000,000
MLS#: 137490

Accessed off Angus Ranch Road, this property has approximately 1,000 sq. ft. of lake frontage, plus several oaks and many outstanding building sites.

If you know anyone who would like more information, or who would like an exclusive showing, please have them call or e-mail me. I look forward to hearing from you.

Oak Shores Realty
www.OakShoresRealty.com

“The above mentioned property(ies) may not be listed by the agent/office presenting this email. Information is deemed reliable, but has not been verified.”