We’re all well aware that the entire nation is experiencing a buyer’s market trend and Lake Nacimiento is no different!  There are many great homes in the gated Oak Shores community as well as Heritage Ranch which are both situated on beautiful Lake Nacimiento.  Because there is a surplus of homes and not as many buyers; this creates an ideal opportunity for those hoping to purchase a Lake Nacimiento home!  If you’re considering beginning your home search in Oak Shores or Heritage Ranch- now is the time!

Here are a few tips, compiled by FrontDoor.com, on how to get the most from the current buyer’s market to ensure you get the best deal possible on your Lake Nacimiento home!

1. Take a Leisurely Look- In a slow market, you don’t have to jump on the first Lake Nacimineto home you like. Look at as many as you can; you’re likely to notice which ones have lingered on the market and therefore might be open to a price reduction.

2.  Investigate the Foreclosure Market- The housing market downturn, along with the related collapse of the subprime mortgage market, has caused foreclosures to spike nationwide and especially in California. Foreclosed homes now sit empty and can be had at bargain prices. My team and I at Oak Shores Realty specialize in foreclosed properties, so be sure to check out the foreclosed homes that are available!

3.  Ask for Free Upgrades or Repairs- Don’t be shy. Sellers may be willing to make major repairs (like replacing a leaky roof) to secure the sale.

4.  Offer 15 % Below the Asking Price- First offers are usually slightly below the seller’s asking price, but in a buyer’s market on Lake Nacimiento, you can test a substantial price cut. Understand, however, that if the price has already been reduced, a deeper cut may not fly.  As your Lake Nacimiento Real Estate Agent, I can help you come up with a solid offer.

5.  Play the Time Card to Your Advantage- In your offer, stipulate a small time frame for the seller’s response, 24-48 hours, to encourage acceptance, but demand ample time to conduct inspections, get the contract approved by an attorney, and so on.

6.  Ask for a Written Warranty- A year of coverage on appliances, structural repairs, and so on can prove extremely valuable for your Oak Shores or Heritage Ranch home.

7.  Negotiate Your Closing Date- Maybe a couple months of breathing room would help you.  You may need more time to scrape together your down payment, or you’d be better off moving after the kids finish the school year, etc. To seal the deal, a motivated seller may be willing to wait until you’re ready to close on the Lake Nacimiento home.

8.  Reject the Counteroffer-  A buyer’s market on Lake Nacimiento is a good time to test where the true bottom line is because you’re less likely to lose the sale. If the risk won’t kill you, be firm on your offer and see what happens. (But don’t insult the seller; that benefits no one.)  Again, your Lake Nacimiento Real Estate agent can help you determine this.

If you’re ready to begin your search for a home in Oak Shores or Heritage Ranch on Lake Nacimiento; let me know!  I have years of experience in the Lake Nacimiento Real Estate market which means I can help you find a home in Oak Shores or Heritage Ranch that fits your needs and lifestyle!   Contact me today to get started; I look forward to hearing from you!

Grace Borzini

Your Oak Shores Real Estate Expert
Oak Shores Realty

Oak Shores Real Estate
View Oak Shores Listings
Visit My Website
Email Me

Oak Shores Realty specializes in Oak Shores at Lake Nacimiento properties. Please contact us today to get more information on Lake Nacimiento lake homes. Oak Shores Realty can also provide you an insiders “Lake Nacimiento Buying Guide” with great information including maps and market information.

Please let us know how we can help!

It’s a fun time of year in Lake Nacimiento as we enjoy the festivities of the Halloween holiday!  And, while goblins, witches and monsters find their way into decorations and costumes in hopes of creating a scary Halloween environment; there’s one thing you don’t have to be afraid of this season- Lake Nacimiento Real Estate!

I know it’s hard to feel comfortable venturing out into the seemingly shaky Real Estate market which has haunted the nation for the past few years, but looking for a home in the Oak Shores or Heritage Ranch communities on Lake Nacimiento right now is ideal!  There are a few key reasons why now is the best time to buy a home on Lake Nacimiento.

1. Affordability- Prices have come down a long way– about 35% to 50%  decrease in value depending on home and location from their peak, according to Standard & Poor’s Case-Shiller Index, which tracks home prices in 20 big cities.  Of course it’s mixed across the nation, but we’ve seen it here in the Oak Shores and Heritage Ranch communities.

2. Mortgages are Cheap- You can get a 30-year loan for around 4.3%. These are the lowest rates on record. As recently as two years ago they were about 6.3%. That change drops your monthly repayment by a fifth.

3. Great Options- The Lake Nacimiento Real Estate Market currently has many beautiful homes available in Oak Shores and Heritage Ranch!  It’s a buyers market, so you’ll have your pick of homes.

There are many other reasons why buying a Lake Nacimiento home right now is a smart choice.  Rest assured, you don’t have to be scared of the market this Halloween season.  However, if you enjoy the thrill of Halloween and are searching for something to do in the Lake Nacimiento area; below are a few options for fun this weekend!

Oak Shores Happy Halloween Costume and Dance
Oak Shores Clubhouse
Saturday, October 30 from 7-11pm

Celebrate Halloween with the Oak Shores community at this festive Halloween Party!   The event is FREE for those who bring two canned items to donate and wear a costume!  Food, games and live music by Mike Noonan will make this an exciting evening for everyone.  Bring your favorite appetizer or snack to share and dance the night away!  For more information, visit the Oak Shores Community Association website.

Safe and Fun Halloween in Downtown Paso Robles
Downtown Paso Robles
Sunday, October 31 from 4-7pm
Head over to Paso Robles for the day to celebrate Halloween!  Join friends and family to enjoy trick-or-treating from downtown Paso Robles merchants!  Get your photo taken with witches, compete in a pumpkin carving contest and enjoy great barbeque.  More information is available at the Downtown Paso Robles website.

I hope you have a fun and safe Halloween!  If you have set aside your fears about the Lake Nacimiento Real Estate market; feel free to contact me today!  I’d enjoy the opportunity to show you the available homes in Oak Shores and Heritage Ranch.  I look forward to hearing from you!

Grace Borzini

Your Oak Shores Real Estate Expert
Oak Shores Realty

Oak Shores Real Estate
View Oak Shores Listings
Visit My Website
Email Me

Oak Shores Realty specializes in Oak Shores at Lake Nacimiento properties. Please contact us today to get more information on Lake Nacimiento lake homes. Oak Shores Realty can also provide you an insiders “Lake Nacimiento Buying Guide” with great information including maps and market information.

Please let us know how we can help!

REMINDER THIS SATURDAY!!  OAK SHORES COSTUME PARTY AND DANCE

Best Costume !

Prizes  1st 2nd 3rd

Beverages available for purchase

Water, soda – $1.00
Beer, Wine –$ 2.00
Mixed Drinks –$ 3.00

Music by Mike Noonan

When: Saturday October 30th 2010
Time: 7:00p.m.-11:00p.m.
Cost:  Wear Costume and bring 2 canned goods for can food drive: $00.00(free)
No costume – No cans: $10.00
RSVP – Janice  805-472-9404 or Shari 805-472-2855

What if you could access any Lake Nacimiento home for sale, open house or get email updates about new homes on the market all from your smartphone?  Now you can!  I just created my AgentNTouch App that allows you to have up to the minute Lake Nacimiento Real Estate information right at your fingertips anywhere you go!

You can easily navigate around my Oak Shores Realty website, which is customized to fit in within the screen of your phone for easy viewing. There are also great tools included which can help guide you if you are considering buying a home in the Oak Shores or Heritage Ranch communities on Lake Nacimiento or any of the foreclosures homes in Monterey or San Luis Obispo counties!  You can search Real Estate terms and figure out mortgage rates on the mortgage calculator which can give you quick insight into how much you can afford or clear up any terms about which you’ve been wondering.

Taking it a step further, my AgentNTouch App will provide you with the latest real estate news which will include videos and news articles!  If you find an Oak Shores or Heritage Ranch home on Lake Nacimiento that you’re interested in seeing, just touch the “call” button to call me and set up an appointment!  It puts the Lake Nacimiento Real Estate market in the palm of your hands.  It doesn’t get much easier than that!

If you are interested in buying a vacation home on Lake Nacimiento or simply want to relocate to the gated Oak Shores or Heritage Ranch community; contact me today!  There are also great deals on foreclosure properties in Monterey and San Luis Obispo counties that you can view on my AgentNTouch app!  If you’re still considering home ownership on Lake Nacimiento and aren’t ready to take the next step; download my AgentNTouch app to check out the current Lake Nacimiento market and stay up to date on new homes available in Oak Shores or Heritage Ranch!

Grace Borzini

Your Oak Shores Real Estate Expert
Oak Shores Realty

Oak Shores Real Estate
View Oak Shores Listings
Visit My Website
Email Me

Oak Shores Realty specializes in Oak Shores at Lake Nacimiento properties. Please contact us today to get more information on Lake Nacimiento lake homes. Oak Shores Realty can also provide you an insiders “Lake Nacimiento Buying Guide” with great information including maps and market information.

Please let us know how we can help!

Across the nation everyone is feeling the strain from the struggling economy and foreclosure properties have been on the rise, even in the beautiful gated community of Oak Shores and Heritage Ranch on Lake Nacimiento.  If you are on the brink of facing foreclosure in your Oak Shores or Heritage Ranch home, don’t get discouraged!  There’s a great alternative to foreclosures which has also been on the rise in response to the real estate market trends.  Although selling your Lake Nacimiento home may not be an option at this point because your mortgage is under water, going through the short sale process is far less damaging than a foreclosure.

A short sale is simply an agreement between you and your lender to sell your home for less than you currently owe on it.  Of course, lenders are not required to agree to a short sale for your home, but the government is strongly encouraging all lenders to do so.  A recent article on HouseLogic.com pointed out some advantages to a short sale for your Oak Shores or Heritage Ranch home on Lake Nacimiento.

1.    You can be a homeowner again more quickly with a short sale in your past than with a foreclosure. New Fannie Mae guidelines help you qualify for a new mortgage in as little as two years after a short sale, as opposed to three years or more after a foreclosure.

2.    You will have more time to make relocation plans and save money than with a deed in lieu. A short sale may take four to 12 months. A deed in lieu of foreclosure arrangement typically requires you vacate your home within 30 to 60 days of signing, according to real estate attorney Lance Churchill.

3.    You can receive up to $3,000 from your lender for moving expenses at the time of closing of a HAFA (Home Affordable Foreclosure Alternative) short sale or a HAFA deed in lieu of foreclosure. Relocation funds are part of the incentives of HAFA, but not necessarily for other short sale or deed in lieu programs of the lenders.

4.    You can help your community’s home values. Because the lender often receives a higher amount of the remaining loan balance than it would from the sale of a home after a foreclosure, short sales help support home values in the Oak Shores and Heritage Ranch communities.

You may be now be wondering how to begin with the short sale process for your Lake Nacimiento home.  The best first step is to find a Lake Nacimiento Real Estate agent that can guide you each step of the way.  Short sales can be complicated with many variables that come into play for each home.  Your Lake Nacimiento Real Estate agent will be able to come along side of you to deal with all of the parties involved.   If you need an agent, I would be happy to work with you!  I have years of experience dealing with short sale homes in the Lake Nacimiento communities and I can help you get out from under the burden of your home in a smooth and efficient manner.  Contact me today to avoid foreclosure in your Lake Nacimiento home!

Grace Borzini

Your Oak Shores Real Estate Expert
Oak Shores Realty

Oak Shores Real Estate
View Oak Shores Listings
Visit My Website
Email Me

Oak Shores Realty specializes in Oak Shores at Lake Nacimiento properties. Please contact us today to get more information on Lake Nacimiento lake homes. Oak Shores Realty can also provide you an insiders “Lake Nacimiento Buying Guide” with great information including maps and market information.

Please let us know how we can help!

BINGO NIGHT!

Please bring a dish to share and your own beverage

When:  Third Saturday of each month
Where: Oak Shores Clubhouse
Cost: $1.00 per card

For more information, please call Janice at 805-472-9404.

Last week, Bank of America announced that it was halting foreclosures in all fifty-states while it reviewed its foreclosure process for defects. Now several lawmakers on Capitol Hill are calling for other banks to initiate nationwide foreclosure freezes—a move which the Obama administration is currently opposing.

So what’s going on here? Why is the foreclosure machinery of our nation’s largest banks suddenly grinding to a halt? What does this mean for the financial sector and the economy?

Let’s start with the most basic questions first. Then I’ll explain some of the possible implications for homeowners, banks, and the economy.

How did this thing get started?

Ever since the housing bubble burst, there have been signs that there are serious problems with foreclosure practices. In some cases, the financial institution claiming it owns the mortgage has not been able to produce the underlying loan documents. In 2007, a federal judge held that Deutsche Bank lacked standing to foreclose in 14 cases because it could not produce the documents proving that it had been assigned the rights in the mortgages when they were securitized.

This decision was followed by similar rulings in other states stopping foreclosure proceedings. Typically the judges would find that the banks that were servicing mortgages pooled into bonds weren’t able to prove they owned the mortgages.

Keep reading the FULL story by John Carney at http://www.cnbc.com/id/39617381/

Grace Borzini

Your Oak Shores Real Estate Expert
Oak Shores Realty

Oak Shores Real Estate
View Oak Shores Listings
Visit My Website
Email Me

Oak Shores Realty specializes in Oak Shores at Lake Nacimiento properties. Please contact us today to get more information on Lake Nacimiento lake homes. Oak Shores Realty can also provide you an insiders “Lake Nacimiento Buying Guide” with great information including maps and market information.

Please let us know how we can help!

Living in the great communities of Oak Shores or Heritage Ranch on Lake Nacimiento provides many unique privileges and opportunities!  Not only can you enjoy year-round lake living which provides a relaxing and stress-free lifestyle, you can take advantage of all that the towns around Lake Nacimiento have to offer!  If you were wondering what fun events were happening this coming weekend and are up for venturing from the views of Lake Nacimiento from your Oak Shores home; be sure to visit the beautiful rolling hills of Paso Robles Wine Country for Harvest Wine Weekend!

This annual event which features over 130 wineries will take place this weekend, October 15-17.  Experience the fruition of what wine makers work all year to create; Paso Robles wines!  Now is the time to harvest the grapes and begin the wine making process; which is a very delicate and time sensitive development.  Wineries are working around the clock to ensure the highest quality of their wines and they are inviting you to enjoy the harvest season with them!

There will be over 150 events hosted this weekend throughout the Paso Robles wine country offering you the opportunity to visit the wineries and enjoy the unique tastes of each!  For a full schedule of events and more information on responsible tasting and the stages of harvest, visit the Paso Wine website.

Experiencing the wine of Central California’s Coast is a great way to get a taste of what life on Lake Nacimiento is all about.  It’s about building into the communities of Oak Shores or Heritage Ranch and enjoying the sweet harvest of friendships, relaxation and a better quality of life.  If you have been looking for a place like this for a permanent residence or vacation getaway; please let me know!  I’d be happy to show you the available homes in Oak Shores or Heritage Ranch on Lake Nacimiento!  The homes offer stunning Lake Nacimiento views and a convenient lifestyle!  I look forward to hearing from you!

Grace Borzini

Your Oak Shores Real Estate Expert
Oak Shores Realty

Oak Shores Real Estate
View Oak Shores Listings
Visit My Website
Email Me

Oak Shores Realty specializes in Oak Shores at Lake Nacimiento properties. Please contact us today to get more information on Lake Nacimiento lake homes. Oak Shores Realty can also provide you an insiders “Lake Nacimiento Buying Guide” with great information including maps and market information.

Please let us know how we can help!

It’s an exciting time after you’ve decided to buy a home on Lake Nacimiento whether in the gated Oak Shores community or Heritage Ranch!  The temptation would be to begin looking online at all of the available homes on Lake Nacimiento or to set up times to see homes for sale in Oak Shores or Heritage Ranch.  And, while there will be time to do this; there are a few things to keep in mind before beginning your home search!

1. Location, Location, Location- If you are buying a home on Lake Nacimiento you’re probably already well aware of the great location of Lake Nacimiento!  Beautiful views, and close proximity to larger cities such as Paso Robles are what make Lake Nacimiento an ideal place for a permanent residence or a vacation home!  But, even though you can’t go wrong with any of the homes on Lake Naciminto, in my opinion, you’ll still want to think through either choosing a home in Oak Shores or a home in Heritage Ranch.  Do you want to be within steps of Lake Nacimiento or within walking distance to the local grocery?  Read more about the 55+ community of Heritage Ranch or the gated community of Oak Shores!  Of course, your Lake Nacimiento Realtor can help!

2. Home Features- Think through the home features that are most important to you!  Do you dream about a gourmet kitchen or an expansive deck that overlooks the lake?  Do you want extra bedrooms for weekend guests or are you looking for more of a private getaway?  Do you want a fixer upper or a home that’s move-in ready?  Make a list of those things that you won’t budge on in your Lake Nacimiento home and then those things that would be a bonus, but that you don’t necessarily need.  This will help you tremendously as you begin your Lake Nacimiento home search.

3.  Ask Questions- While many of the homes in Oak Shores or Heritage Ranch will have you day dreaming from the moment you enter the home; be sure to not get too carried away.  You want to look at a home with an objective eye in order to ask pertinent questions. Don’t be afraid to speak up if you see something that doesn’t seem right and be sure to ask about recent projects on the home, upgrades, and any other problems that may be an issue.  You want to know all the facts up front!

4. Scrutinize- Look in cabinets and closets to see how much storage space you’ll have.  Notice the ceilings to see if there’s any damage or leaking.  View everything from windows to baseboards to ensure you’ve taken in as much information you can about the home.  This will give you a more appropriate  idea of what to expect if you buy the Lake Nacimiento home.

Your Lake Nacimiento Realtor can help you determine which home may be best for you!  If you haven’t started your Lake Nacimiento home search yet and would like to get started; let me know!  I’ve worked in the Lake Nacimiento Real Estate Market for years and can make the home buying process an easy one!  I look forward to hearing from you!

Grace Borzini

Your Oak Shores Real Estate Expert
Oak Shores Realty

Oak Shores Real Estate
View Oak Shores Listings
Visit My Website
Email Me

Oak Shores Realty specializes in Oak Shores at Lake Nacimiento properties. Please contact us today to get more information on Lake Nacimiento lake homes. Oak Shores Realty can also provide you an insiders “Lake Nacimiento Buying Guide” with great information including maps and market information.

Please let us know how we can help!

8069 Pine Branch Rd, Bradley

Beds: 4 / Baths: 3
Approx. Sq. Ft: 1,851
List Price: $743,950
MLS #: 169282

This home has all you’ve wanted in a lakehouse. Parking & Breathtaking Lakeviews, incl decks, patios arbors and loads of windows; plenty of bedrooms for family and guests, incl. a separate 1 bedroom 1 bath guest suite w/ kitchenette (not permitted, but beautiful); lOTS of Parking, inside and out– garage parking for up to 6 cars or RV/boat parking in front garage; workshop; and it has ALL been remodeled and renovated to suit anyone’s wishes. Purchase includes a private Boat Slip,Too!
Click here for more information and photos for 8069 Pine Branch Rd, Bradley CA!

Grace Borzini

Your Oak Shores Real Estate Expert
Oak Shores Realty

Oak Shores Real Estate
View Oak Shores Listings
Visit My Website
Email Me

Oak Shores Realty specializes in Oak Shores at Lake Nacimiento properties. Please contact us today to get more information on Lake Nacimiento lake homes. Oak Shores Realty can also provide you an insiders “Lake Nacimiento Buying Guide” with great information including maps and market information.

Please let us know how we can help!