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In working with Lake Nacimiento buyers as a Lake Nacimiento Real Estate agent, I’m often asked if now is a good time to buy a home.  Most buyers are aware that the current national housing market is leaning in their favor, but this large financial decision is still one to take seriously.

Being in a buyers market means that there are currently more homes on the market than there are buyers, and homes are selling for less than they’re worth.  But is that enough reason to jump in and buy?  Below are just a few of the additional reasons, as pointed out by Quicken Loans, that you’ll want to seriously consider buying a Lake Nacimiento home this spring!

Appreciation- Buying an Oak Shores or Heritage Ranch home now (at the current rates) can almost ensure your home’s appreciation in the future.  Mortgage rates are near historic lows and home prices are the lowest the nation has seen in 10 years!  If you hold on to the home until after the market improves, this can result in a significant return on investment!

Property Tax Deductions- For income tax purposes, real estate property taxes for a vacation home and first home are fully deductible.  The IRS (Publication 530) provides detailed tax information on and answers questions on what deductions for which home owners are eligible.

Preferential Tax Treatment- If you own your home for over a year and receive more profit than the allowable exclusion after the sale of your home, the profit will be considered a capital asset, which are given preferential tax treatment.

Equity Building- There are many factors that play into the final decision of which mortgage loan works best for you such as credit qualification, loan flexibility and annual percentage rate (APR).  However, there’s a new trend towards equity building among today’s buyers which means paying more on a loan each month in order to decrease the principle balance more quickly.  This trend, called equity building, allows borrowers to:

- Pay off the principle balance faster

- Lock in record low interest rates

- Shorten the length of their home loan

- Own their home faster

- Pay substantially less mortgage interest

Pride- This aspect is still key when it comes to the benefits of owning your own home.  Going through the home buying process, building value into your home and having a place to call your own is still a thriving portion of the American dream.

As you can see, there are substantial reasons why buying a Lake Nacimiento home this spring is a great idea!  There are a wide variety of beautiful homes currently available in Oak Shores or Heritage ranch, so you’ll be able to find a home this fits your needs and lifestyle.

I’m always here to answer any questions you have about buying a Lake Nacimiento home and look forward to talking with you!  Contact me today to get started with your Lake Nacimiento home search!

Grace Borzini
Your Local Lake Nacimiento Real Estate Expert
Oak Shores Realty

Oak Shores Real Estate
View Oak Shores Listings
Visit My Website
Email Me

Oak Shores Realty specializes in Oak Shores at Lake Nacimiento properties. Please contact us today to get more information on Lake Nacimiento lake homes. Oak Shores Realty can also provide you an insiders “Lake Nacimiento Buying Guide” with great information including maps and market information.

Please let us know how we can help!

If you’re considering buying an Oak Shores or Heritage Ranch home on Lake Nacimiento, you’re probably already well aware that the current real estate market is leaning in the favor of buyers.  Low mortgage rates and fantastic home prices are reason enough to want to jump in on buying a home now!

Yet, we all know that buying a home is a large financial decision and one that needs to be weighed carefully.  Whether you’re buying a second home as a vacation getaway on Lake Nacimiento, or you’re planning on settling in permanently to this beautiful Central California location; buying a home can still be stressful at times.  While it’s exciting to look at the homes currently on the Lake Nacimiento Real Estate market, you may be a little nervous about everything running smoothly.

As a Lake Nacimiento Real Estate agent serving the Lake Nacimiento community for a number of years, I can tell you that buying a home can in fact be a stress free transaction!  Below are seven of the factors that will play a role in a smooth home buying experience.

1. Know when it’s the right time in your life to buy- Decide whether to buy based on your life and what makes sense for you, your family, your plans and your finances. Then, use the news about what’s going on in the market to decide how to buy: what kind of house to buy, what sort of loan to use, how much to offer, and other strategies for executing your home buying plans.

2. Get a good grip on what to expect during the homebuying process- Research as much as possible, but be sure to decide on a trusted Lake Nacimiento Real Estate agent as soon as possible.  They’ll be able to give you a layout of what you can expect from buying a Lake Nacimiento home.  Ask your agent when you’re expected to show up so you can take time off work, and when you’re expected to write checks so you can be prepared.

3. Learn how to prevent money surprises during escrow- When you first apply for a loan, you’ll receive a good faith estimate which is a standardized list of costs associated with obtaining the mortgage and a breakdown of the monthly mortgage payment due on the mortgage for which you were approved.  Keep in mind this is just an estimate.  When you close on escrow, you’ll pay prorated mortgage interest and property taxes from the date of closing till the end of the month. The date of closing can make a difference in thousands of dollars required to close. Ask your Lake Nacimiento Real Estate agent to help you set your closing date in accordance with the cash you have at your disposal.

4. Find the right Lake Nacimiento Real Estate agent- Finding the right Lake Nacimiento Real Estate agent can make all the difference!  Be sure to look for the following:  member of the National Association of Realtors, experienced in the transaction you envision (short sale, foreclosure, etc…), great referrals and testimonials, is a problem solver, and appeals to your personality style (you could potentially be spending a lot of time with your realtor, so you want to make sure it’s a good fit).

5. Solve the problem of how much you want to offer- This can be tricky, but there are some ways to determine the price of your offer.  Your Lake Nacimiento Real Estate agent can provide a Comparative Market Analysis (CMA) which shows what other houses in the area are selling for.  You can also determine the price by the sellers’ motivation to sell as well as the current market factors- which happen to be in the buyers’ favor right now!

6. Avoid buying a lemon- You may have nightmares of coming home to a recent home purchase only to find it falling apart.  Ways to avoid this are to thoroughly go over the disclosures which are required to list out issues or recent repairs within the home, get a home inspection, have contingencies in place when making your offer, maintain a home warranty policy that will cover many major malfunctions for a service call fee.

7. Know when to remove contingencies or waive objections- Removing contingencies or waiving objections usually puts thousands of dollars on the line, so it’s not a step to be taken lightly. Plus, by removing contingencies or waiving your objections, you are essentially telling the seller that you plan to close the deal — something you just shouldn’t do unless and until you are satisfied with the following items: title, disclosures and inspections, condition issues, appraisal and underwriting.  Your Lake Nacimiento Real Estate agent can help you determine if and when you need to take this step.

Being as prepared as possible to buy a home and knowing some of the things to avoid can create a sense of calm during the home buying process.  Of course I’m always here to answer any questions you have and can guide you through each step of buying a Lake Nacimiento home!

Please feel free to contact me today to get started!

Grace Borzini
Your Local Lake Nacimiento Real Estate Expert
Oak Shores Realty

Oak Shores Real Estate
View Oak Shores Listings
Visit My Website
Email Me

Oak Shores Realty specializes in Oak Shores at Lake Nacimiento properties. Please contact us today to get more information on Lake Nacimiento lake homes. Oak Shores Realty can also provide you an insiders “Lake Nacimiento Buying Guide” with great information including maps and market information.

Please let us know how we can help!

You’ve heard many great things about life on Lake Nacimiento from friends, family or searching online for vacation spots in Central California, but you haven’t had a chance to visit. Now you can without ever leaving your home! Our Lake Nacimiento web cam allows you to take in views of this beautiful lake and get a glimpse of what make this area such a great place to vacation or even settle in long term!

If you already are a resident of Lake Nacimiento, this is a great tool for you as well. You can determine whether the lake is calm, if there are a lot of people out enjoying boating and skiing, and if you want to venture out for a day on Lake Nacimiento!

Our webcams refresh the image every three seconds; so you’ll always have an up to date view of Lake Nacimiento!

Interested in the Lake Nacimiento water levels? We’ve teamed up with the Monterey County water resources to provide you with access to the lake levels report! View the Lake Nacimiento lake levels report.

As a Lake Nacimineto Real Estate agent, my goal is to provide you with as much information about life in the gatedOak Shores or Heritage Ranch communities on Lake Nacimiento. If you have questions regarding Lake Nacimiento, or are interested in buying a home in Oak Shores or Heritage Ranch; please let me know!

I would be happy to take you on a tour around the lake and show you the homes that are currently available on Lake Nacimiento. With a wide variety of styles, lake views and price ranges; you’re sure to find a home to fit your needs and lifestyle. Whether you’re looking for a permanent residence or just want to spend your vacations relaxing onLake Nacimiento; you’ll be glad you chose the Oak Shores or Heritage Ranch community! I look forward to hearing from you!

Grace Borzini
Your Local Lake Nacimiento Real Estate Expert
Oak Shores Realty

Oak Shores Real Estate
View Oak Shores Listings
Visit My Website
Email Me

Oak Shores Realty specializes in Oak Shores at Lake Nacimiento properties. Please contact us today to get more information on Lake Nacimiento lake homes. Oak Shores Realty can also provide you an insiders “Lake Nacimiento Buying Guide” with great information including maps and market information.

Please let us know how we can help!

363 Paloma Avenue, Salinas

Approx. 1,040 Total Sq. Ft.
3 Bedrooms, 2 Bathrooms
List Price: $125,500
MLS#: 184734
REIL MLS#: 81209745

Large yard is a great feature of this centrally located home. Enjoy a nice day in the fenced back yard or on the large front patio. When you enter the home you will immediately notice the spacious floorplan with room to grow. Lots of windows flood this home with light and warmth.  It is just waiting for a new buyer to put their special touches & ideas in place! The open, eat-in kitchen features newer oak cabinets and plenty of space for a large dining table. Three roomy bedrooms provide lots of space. Also features a master bathroom and attached garage. Take a look and see for yourself.

Choosing the ideal Lake Nacimiento home can be tough with so many beautiful homes currently on the Lake Nacimiento Real Estate market.  Living on Lake Nacimiento is all about waterfront living with spectacular lake views and an array of activities right at your front door!

In working in the Lake Nacimiento Real Estate market for a number of years as a Lake Nacimiento Real Estate agent, I’ve helped many buyers find their ideal vacation home or permanent residence.  It’s exciting to guide people in finding that one home that fits their style and needs, and walk them through the home buying process.

If you’re interested in buying a Lake Nacimiento home, there are four key factors you’ll want to determine when choosing your home.  Once you’ve narrowed down your responses to these important elements; your Lake Nacimiento home search will be a breeze.  Take a look!

1. View- You’ll want to determine how important view is to you and what type of view you want.  If a panoramic lake view is what you have your heart set on, point this out to your Lake Nacimiento Real Estate agent as the item on the top of your list for your home.  However, if a beautiful wooded view is just as appealing, or you’re not too concerned with what you will wake up to each day, knowing the lake is only a few minutes away; acknowledging this to your agent will move the process along.

2. Level Lot- Oftentimes, buyers will come to Lake Nacimiento hoping to spend time gardening or on their outdoor patio.  They may even have plans for a pool or simply want a large lot for their pets to run around.  Finding a nice, level lot may be a big wish on the list, and your Lake Nacimiento Real Estate agent will be able to provide you with some great options.

3. Proximity to Water- For those who long to enjoy boating, fishing, water skiing or swimming in Lake Nacimiento; a lot that has a boat slip or backs up to the lake will be a main priority.  Determine how close you’d like to be to Lake Nacimiento and you’ll easily cut down on some of your search time and can more easily find the home of your dreams!

4. Privacy- A quiet respite is a top priority for many when they come to Lake Nacimiento.  Whether it’s for a secluded vacation getaway or retiring without a neighbor in site; privacy can be a key factor in determining which home is right for you.

No matter what factors top your list for your Lake Nacimient home, I hope that thinking through these four key elements of lake living has helped narrow down your search.  If you have questions about homes that are currently on the Lake Nacimiento Real Estate market or are ready to begin your Lake Nacimiento home search; please let me know!  As an experienced Lake Nacimiento Real Estate agent, I would enjoy helping you find your home on Lake Nacimiento quickly and efficiently.

I look forward to talking with you!

Grace Borzini
Your Local Lake Nacimiento Real Estate Expert
Oak Shores Realty

Oak Shores Real Estate
View Oak Shores Listings
Visit My Website
Email Me

Oak Shores Realty specializes in Oak Shores at Lake Nacimiento properties. Please contact us today to get more information on Lake Nacimiento lake homes. Oak Shores Realty can also provide you an insiders “Lake Nacimiento Buying Guide” with great information including maps and market information.

Please let us know how we can help!

16088 Darcie Lane, Salinas

Approx. 1,781 Total Sq. Ft.
4 Bedrooms, 2 Bathrooms
List Price: $509,900
MLS#: 184606
REIL MLS#: 81209049

Welcome to this great home located in Toro Creek Estates on a cul-de-sac! You are sure to be impressed by the front courtyard, new carpeting and freshly painted interior. Enter into the living room which features wall-to-wall carpeting, a brick fireplace will become the center point for spending your evenings. Prepare your meals in the attraction cooks kitchen which includes a nook, plenty of cabinetry for storage and a dining area. Relax in the master bedroom suite which comes complete with a private bathroom with custom tile and a walk-in shower. Three additional bedrooms offer plenty of space for sleep, storage or play. Entertain your guests in your private backyard with a covered pool.

Read the March issue of Oak Leaves.

View the archived issues of Oak Leaves!

Buying a Lake Nacimiento home this spring in Oak Shores or Heritage Ranch is an exciting time as you imagine enjoying long summer days in this scenic setting.  Sellers find that the warmer weather is an ideal time to put their home on the market, so you’ll find there are a wide variety of beautiful homes currently on the Lake Nacimiento Real Estate market.

Yet, as many of you know, finding your dream home is only a part of making that dream a reality.  Oftentimes buyers will hold their breath knowing that a home inspection could mean starting the Lake Nacimiento home search all over again.

As an experienced Lake Nacimeinto Real Estate agent, I thought I’d gather some helpful tips as you face the home inspection process.  Being aware of what’s entailed, and the part you can play will allow you to feel more confident during the home inspection.

1. Attend The Home Inspection- Attending the home inspection will give you the opportunity to learn more about the home and where things are located.  You can also be there if the inspector uncovers any issues.

2. Follow The Home Inspector And Ask Questions- Don’t be afraid to follow the home inspector closely and ask questions, especially if you’re a first time home buyer.  You’ll want to know everything there is to know about your new home and if you’re unsure of anything, the inspection is the perfect time to ask.

3. Be Sure That All Of The Following Points Are Fully Covered- The structure of the home is key to going through with the purchase.  Your licensed home inspector should address the following:

- Heating, plumbing, air-conditioning and all electrical systems: all wires, systems and pipes should be up to date for modern usage.

- All wood throughout the home: wood destroying insects such as termites can cause major damage but can be fixed if dealt with properly.

- Well and/or septic systems: each should be inspected carefully

- Harmful materials: materials should be checked for asbestos

4. Consider Optional Tests- It’s important to test things such as underground storage tanks, as well as testing for lead paint, lead in the drinking water, bacteria in well supplied drinking water, radon gas in the air and other concerns as needed.

5. Obtain A Full Verbal Report At The Time Of The Home Inspection- While the engineering report should be available the day following the inspection; you’ll still want to ask for a full verbal report at the end of the home inspection.

I hope that these tips are helpful as you take the next step in the home buying process!  You should have a better understanding of what to expect and how you can be proactive in the inspection.

As always, feel free to contact me if you have any questions about buying a Lake Nacimiento home or about the Lake Nacimiento Real Estate market!  I look forward to working with you and helping you find your dream home on Lake Nacimiento!

Grace Borzini
Your Local Lake Nacimiento Real Estate Expert
Oak Shores Realty

Oak Shores Real Estate
View Oak Shores Listings
Visit My Website
Email Me

Oak Shores Realty specializes in Oak Shores at Lake Nacimiento properties. Please contact us today to get more information on Lake Nacimiento lake homes. Oak Shores Realty can also provide you an insiders “Lake Nacimiento Buying Guide” with great information including maps and market information.

Please let us know how we can help!

1200 Palm Avenue, Soledad

3 Bedrooms, 1 Bathroom
List Price: $85,900
MLS#: 184571

Welcome to this cozy single level home located on a huge corner lot in Soledad!  This home features three bedrooms, one bathroom and tons of potential.   Upon entry, you will notice a spacious floor plan.  Enter into the living room which boasts wall-to-wall carpeting and a floor-to-ceiling brick wood burning fireplace. A large open eat in kitchen will be the perfect space to prepare your meals.  You will also find an interior utility room and  storage area for added convenience.  Enjoy the space outside your back door where you can have a summer barbecue.  There is even room for your own garden.  A handy two car detached garage with alley access completes this home. Come and take a look!